Legal Document

bag99 Terms & Conditions

Please read these terms and conditions carefully before using the bag99 platform. By creating an account or using the platform, you are considered to have accepted these terms.

Last updated: January 2026

This document forms a legal agreement between bag99 and its users. In the event of any dispute, this document will be considered the final reference. If you do not agree with any of the terms, please do not use the platform.

1

General Information & Definitions

These terms and conditions apply to the bag99 platform and all of its services. Reading these terms will help you understand how to use our services and what we expect from you.

1.1 Definitions

  • "Platform" refers to bag99's website, application, and all associated digital services.
  • "User" or "Member" refers to any person who holds a registered account on bag99.
  • "Gaming Balance" refers to the total amount held in your account, including both real money and any applicable bonuses.
  • "Bonus Funds" refers to money granted under promotional offers, which cannot be withdrawn before specific wagering conditions are met.
  • "Real Money" refers to funds deposited by the user themselves, separate from bonus funds.

1.2 Acceptance of Terms

By creating an account on bag99 or using any of the platform's services, you are considered to have fully read, understood, and accepted these terms and conditions. These terms apply alongside our privacy policy and responsible gaming policy.

2

Account Registration & Eligibility

2.1 Age Requirement

You must be at least 21 years old to open an account and use the services on bag99. This platform is for users aged 21 and above only. Upon a request to verify age, the member must provide a valid form of identification.

2.2 One Account Policy

Each user may hold only one account. If multiple accounts are found for the same person, all accounts will be cancelled and the associated balances may be forfeited.

2.3 Accuracy of Information

All information provided at the time of registration must be completely accurate and truthful. bag99 reserves the right to immediately cancel an account if incorrect or false information is provided. Please notify us promptly if any of your information changes.

2.4 Account Verification (KYC)

bag99 reserves the right to verify your identity and payment method at any time. The verification process may require any one of the following valid documents:

  • National Identity Card (NID)
  • Passport
  • Driving License
  • Proof of ownership of payment method

Withdrawal requests will not be processed until verification is complete.

3

Deposits, Withdrawals & Payments

3.1 Deposit Terms

The following payment methods can be used to deposit funds on bag99: bKash, Nagad, Rocket, Upay and bank transfer (including Sonali Bank, Dutch-Bangla Bank, BRAC Bank, and other Bangladeshi banks).

Minimum Deposit: A minimum of ৳200 must be deposited via all methods. There is no upper limit on the deposit amount.

3.2 Withdrawal Terms

The following conditions must be met to withdraw funds from your account:

  • The minimum withdrawal amount is ৳1,000.
  • Withdrawals must be made only to the same payment method used at the time of deposit.
  • All applicable bonus wagering conditions must be met.
  • Account verification (KYC) must be completed.

Withdrawal Time: Once all verification conditions are met, withdrawals are generally processed within 1 hour.

3.3 Failed Transactions

If a transaction fails due to a technical error or banking issue, please notify the bag99 team. We will investigate and take the necessary action. bag99 does not impose any additional charges for failed transactions.

3.4 Currency

All transactions are conducted in Bangladeshi Taka (৳ / BDT). For transactions in foreign currency, the responsibility for conversion rests with the user.

4

Bonuses & Promotional Offers

4.1 Welcome Bonus

New members will receive a 120% bonus of up to ৳20,000 on their first deposit. For example: depositing ৳1,000 will add a ৳1,200 bonus, bringing the total balance to ৳2,200.

4.2 Wagering Conditions

To become eligible to withdraw bonus funds, a 15x wagering requirement on the bonus amount must be met. Wagering is calculated on the bonus amount only, not on the combined total of the deposit and bonus.

Example: ৳1,200 bonus × 15 = a total of ৳18,000 must be wagered before bonus winnings can be withdrawn.

4.3 Bonus Usage Rules

  • Each user may receive the welcome bonus only once.
  • Wagering conditions must be completed before winnings earned from the bonus can be converted to real money.
  • bag99 reserves the right to modify, suspend, or cancel bonus offers at any time.
  • If anyone misuses the bonus system, the bonus will be cancelled.

4.4 Other Promotions

From time to time, bag99 may offer various additional promotional offers. Each offer will have its own terms and conditions, which will be communicated at the time the offer is announced.

5

Gaming Rules

5.1 General Gaming Policy

All games on bag99 are conducted fairly and transparently. Each game has its own rules, which can be viewed in detail within the game. Users should read the rules of a game before starting to play.

5.2 Betting Rules

  • Once a bet is confirmed, it cannot be changed or cancelled.
  • If a game is interrupted due to a technical error, bag99 will refund the relevant bet amount.
  • If a dispute arises regarding the outcome of a bet, bag99's system logs are the final reference.

5.3 Sports Betting

In the sports betting section, bets can be placed on various sports including cricket, football, and kabaddi. All betting markets will be settled according to standard rules. If a match is cancelled, the full bet amount for that match will be refunded.

5.4 Casino Games

The bag99 casino features slots, live casino, fishing games, and many other types of games. Each game is operated by recognised third-party software providers (including Pragmatic Play, Evolution Gaming, JILI, PG Soft, Spribe, and others), and fairness is ensured.

6

Account Security & Privacy

6.1 Password Security

It is your own responsibility to keep your account secure. Do not share your login details with anyone. Use a strong password and change it regularly. If you suspect any unauthorised access, notify the bag99 support team immediately.

6.2 SSL Encryption

The bag99 platform uses SSL encryption technology, which keeps your personal and financial information secure. Our systems undergo regular security testing.

6.3 Use of Information

How your personal information is collected, stored, and used is described in detail in our Privacy Policy.

7

Prohibited Activities

Any of the activities listed below may result in immediate account cancellation and the associated balance may be forfeited.

  • Money Laundering: Using the platform for any illegal purpose or for money laundering is strictly prohibited.
  • Fraudulent Activity: Attempting to influence the outcome of a game using software or other techniques.
  • Use of Bots: Placing bets using automated programs or bots.
  • Multiple Accounts: Creating more than one account for the same person.
  • Bonus Abuse: Attempting to obtain bonuses dishonestly by exploiting the system.
  • Use of Third-Party Accounts: Using a payment method registered in another person's name.
  • Intellectual Property Violation: Using bag99's logo, trademarks, or content without permission.
8

Responsible Gaming

bag99 takes responsible gaming seriously. We believe that gaming is a form of entertainment and should never be a cause of financial or personal difficulties.

8.1 Self-Regulation Tools

  • Option to set deposit limits
  • Option to set betting limits
  • Option to temporarily close your account for a set period
  • Option to permanently close your account (self-exclusion)

To learn more about responsible gaming, please visit our Responsible Gaming page.

8.2 Protection of Minors

Opening an account for anyone under the age of 21 is strictly prohibited. We follow strict age verification procedures. If anyone registers on behalf of a minor, that account will be cancelled and all associated balances will be forfeited.

9

Account Suspension & Closure

9.1 bag99's Rights

bag99 reserves the right to temporarily suspend or permanently close any account in the following circumstances:

  • Violation of these terms and conditions
  • Suspicion of involvement in fraudulent activity
  • Failure to cooperate with the verification process
  • Upon request from law enforcement authorities
  • If the account's security is at risk

9.2 Closure at the User's Request

If you wish to close your account yourself, please contact our support team. Any valid balance available before closure should be withdrawn beforehand.

10

Limitation of Liability

bag99 strives to provide its services reliably and without interruption. However, bag99's liability is limited in the following cases:

  • Internet Disconnection: bag99 is not responsible for any loss caused by issues with your internet connection.
  • Third-Party Failures: Any delay or loss caused by technical issues with payment gateways or game providers.
  • Force Majeure: Service disruptions caused by natural disasters, war, government orders, or any other circumstances beyond our control.
  • User Error: Financial loss resulting from your own mistakes.

bag99 is never obligated to compensate more than the actual amount deposited by the user.

11

Changes to Terms

bag99 reserves the right to partially or fully modify these terms and conditions at any time. For significant changes, registered members will be notified in advance via email or through platform notifications.

Continued use of the platform after any changes will be considered as your acceptance of the new terms. If you object to any change, you have the option to close your account.

12

Contact & Complaints

If you have any questions or complaints regarding these terms and conditions, please contact our support team:

Live Chat: Use the platform's live chat option for 24/7 direct support.

Email: [email protected]

Our support team provides assistance in both Bengali and English. All complaints are handled promptly and fairly.

Please note: bag99 is for people aged 21 and above only. Keep minors away from gaming. If you feel there is a problem, please contact us.